Recommended Cards

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American Express Gold

4X Restaurants & Groceries! 3X Flights! $400+ Food Credits! 100K Bonus Points!

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Capital One Venture X

Unlimited 2X miles! Lounge Access! 75K Bonus Miles! $300 Travel Credit! 10K Anniversary Bonus!

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American Express Business Gold

4X on Cloud & Software Spend, Tech Gadgets, Advertising, Gas, Transit! 100K Bonus Points!

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Capital One Savor Rewards

3X Restaurants, Groceries & Entertainment! $300 Bonus!

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Chase Sapphire Preferred

3X Dining, 2X Travel, 60K Bonus Points! $50 Travel Credit!

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Hilton Surpass Card

12X Hilton Purchases! 6X Restaurants, Groceries, & Gas! 130K Bonus Points!

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Chase Freedom Flex

5X rotating categories! 3X Dining & Drugstores! $200 Bonus!

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Chase IHG Premier

26X IHG Purchases! 5X Restaurants, Travel & Gas! 140K Bonus Points! 5+ Free Nights!

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AMEX Blue Business Plus

15K Bonus Points! 2X Points on Everything!

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Wells Fargo Bilt Mastercard

Earn Points on Rent! 3X Dining, 2X Travel! Double points on rent day!

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Citi Strata Premier

3X Points on Flights, Hotels, Restaurants, Groceries and Gas Stations! 75K Bonus Points!

Credit Card Talk

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February 19, 2025

Credit Cards Saved Me $15,000 Travel Expenses in 2024

Saved $15K on 2024 travel with ~1M credit card points. From staying in Times Square NYC to flying Turkish Airlines business class flights — find out how I did it!

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February 16, 2025

Best Credit Card for Software and Tech Startups

Discover why the Amex Business Gold is the best credit card for software, cloud expenses, and digital ads, earning you up to 4X points on key business spend. 🚀💳

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February 11, 2025

Top Credit Cards For Remote Workers Working From Cafes

How I get between $180 and $270 travel value while checking out local cafes.

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February 9, 2025

How I Got a Free 4-Night Stay at InterContinental Boston Using Credit Card Points

Learn how I redeemed IHG points for a free 4-night stay at InterContinental Boston using the Chase IHG Premier credit card.

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February 5, 2025

5 Nights in New York City Times Square For FREE

Learn how I booked a 5-night, $9,000 stay in NYC’s Times Square for free using Hilton Honors points and credit card rewards. In this guide, I break down step-by-step strategies you can use to unlock luxury stays at no cost!

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February 2, 2025

5 Best Credit Cards for Stress-Free International Travel (No Foreign Transaction Fee)

Discover the top 5 credit cards with no foreign transaction fees for international travel. Maximize your rewards and avoid extra charges.

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January 27, 2025

The Best 3 Card Beginner Credit Card Setup

Discover why Citi's 3-card setup is the best for beginners, offering low annual fees, easy point accumulation, and cashback or travel reward options.

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January 26, 2025

5 Best Credit Cards for Software Engineers

Discover the 5 best credit cards for software engineers in 2025. Maximize rewards on cloud computing, gadgets, dining, and more. Find the perfect card for your spending habits today.

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August 13, 2024

Making a Childhood Dream Come True with Credit Card Points

Staying in South Carolina and watching Manchester United — Liverpool for FREE!

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August 6, 2024

How I Stopped Overspending on Credit Cards

Earn rewards without paying interest and late fee.

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August 4, 2024

Half Year Spending Check-in 2024

A deep dive into where I spent my money so far this year.

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July 11, 2024

What’s in My Wallet For Q3 2024

Getting $3,000 of value in Sign-Up Bonuses!

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July 2, 2024

$3,712 of Free Travel in 2024 Using Credit Card Points

5 Cities. Business Class Flights. Free Hotel Nights.

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January 4, 2024

My 2024 Credit Card Strategy

Core setup, new cards, travel redemptions, and hotel, flight, and car rental elite statuses.

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January 2, 2024

How Much Money I Made From Credit Cards in 2023

I earned 630,000 credit card points which equates to around $8,500 USD.

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December 28, 2023

Flying 10,000 Miles in Turkish Airlines Business Class

First international business class experience with FREE upgrade using credit card points!

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December 10, 2023

Travel Hacking San Francisco

How I paid $0 instead of $2,543 with credit card points.

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October 20, 2023

I Spent $0 Instead of $4,000 on Travel in 2023

How I funded all my 2023 travel using credit card points, such as Membership Reward points and Capital One miles.

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July 21, 2023

15 Stress-free Travel Hacks

Preparation is the key to any good travel experience.

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June 12, 2023

How I Travel the World for Free Using Credit Card Points

A simple 3-step process that earned me trips to Chicago, Boston, Atlanta, Dallas, San Francisco, and Toronto for free!

Irtiza Hafiz

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